HomeEducationHow WISE Works

How WISE Works

Discover the innovative approach WISE takes to help you unlock your home's potential and build long-term wealth.

The WISE Process

WISE allows homeowners to swap up to 45% of their home equity for a managed investment portfolio. This unique approach enables you to diversify your wealth without selling your home or taking on debt.

  1. Apply and qualify for WISE
  2. Determine the amount of equity to swap (up to 45%)
  3. Receive funds and invest in a diversified portfolio
  4. Watch your investments grow over time
  5. Settle the agreement through various flexible options

Key Features

  • No monthly payments
  • Professional investment management
  • Flexible terms up to 30 years
  • Maintain full home ownership
  • Multiple settlement options

The WISE Journey

1. Equity Swap

Convert a portion of your home equity into a lump sum payment without incurring debt.

2. Investment Growth

Your swapped equity is invested in a diversified portfolio managed by financial experts.

3. Wealth Building

Benefit from potential growth in both your home value and investment portfolio.

Ready to Get Started with WISE?

Take the first step towards unlocking your home's potential and building long-term wealth.